One application · 20+ funders
Get up to $2M in business funding, as fast as 24 hours.
One two-minute application reaches 20+ funders. Compare real offers side by side, with one advisor on your file from start to funded.
- $10K–$2MFunding amounts
- 24 hrsFunding in as little as
- 20+Funders in our network
How much funding do you need?
Up to $2M- Free to apply
- Won't affect your credit score
- About two minutes
Amounts, terms and timing depend on your business and the funder. Not every business qualifies.
Strategic direction
We screen before we submit
Your file is reviewed for positions, balances and statement issues before it goes out, so offers don't fall apart in underwriting.
Growth focused
Sized to your deposits
Offers are built from your actual statements, not a round number, so the amount fits what your business can carry.
Financial strength
20+ funders, one application
We pick the funders that fit your file instead of blasting it everywhere, so you get real offers without a flood of calls.
Trusted partner
Straight answers
If funding isn't a good idea for you right now, we'll say so and tell you what would change that.
How it works
Most owners finish the application in about two minutes.
Apply in minutes
A few quick questions and your last three months of bank statements. No tax returns.
Compare offers
We walk you through amounts, costs and payment schedules side by side.
Get funded
Sign the offer you choose. Funds go straight to your business checking account.
Grow from there
Pay on time and you can qualify for more funding and better terms as the business grows.
Funding options we arrange
Revenue-based working capital
Sized to your deposits and repaid from future revenue. Fastest option for most businesses.
Short-term business loans
Fixed amount and term for a project, payroll gap or inventory buy.
Business lines of credit
Draw when you need it and pay for what you use. Best for steady, established businesses.
Equipment financing
Trucks, machinery and kitchen or medical equipment, with the equipment as collateral.
Why owners come to us instead of the bank
| SAF Capital | Bank | Online lender | |
|---|---|---|---|
| Paperwork | 3 months of bank statements | 2–3 years of tax returns and financials | Statements, tax return, financials |
| Application | One short form, about 2 minutes | Long and paper-heavy | Multi-page |
| Funders reviewing your file | 20+ in our network | 1 | 1 |
| Who you deal with | A dedicated funding advisor | A loan processor | An algorithm |
| Decision | Hours to a couple of days | Weeks to months | Days |
| Collateral | Usually not required | Almost always | Sometimes |
| Credit impact to apply | None | Hard pull | Often a hard pull |
Typical differences, not guarantees. Funders review credit before making a final offer, and we tell you before that happens.
Industries we fund every week
Also auto repair, wholesale and distribution, e-commerce, staffing, manufacturing, retail and professional services.
What you need to qualify
If your business checks these boxes, our funders want to see your file. Not sure? Apply anyway and we'll tell you straight where you stand.
Check my options- 6+ months in business under the current owner
- Steady monthly revenue deposited into a business checking account
- Your last 3 months of bank statements — no tax returns (California: 4 months)
- All credit profiles considered — your revenue matters most
Questions owners ask us
What kinds of funding do you arrange?
Revenue-based working capital, short-term business loans, business lines of credit and equipment financing, through independent funders we work with. We match your file to the products and funders that fit it.
How much can my business get?
Funding runs from $10,000 to $2 million. For revenue-based financing, offers usually land somewhere between half and a little more than one month of deposits. Term loans and lines of credit depend more on time in business and credit. Your last three months of statements decide the real number.
How fast is it?
Once we have a complete application and statements, many files get a decision within 24 to 48 hours, and some are funded within 24 hours. Most fund within one to three business days of signing. Timing depends on the funder and your file, so we never promise a date.
What do I need to apply?
The application and your last three months of business bank statements (California businesses: four months). Funders usually ask for a photo ID and a voided check before closing.
Does applying check my credit?
Reviewing your application with us doesn't run a credit check. Funders review business and personal credit when your file goes to them, and we tell you before that happens.
I already have an advance or loan. Can I still apply?
Yes. Tell us how many you have and roughly what you still owe. We'll tell you plainly whether adding funding, refinancing or waiting is the better move.
Can I get more funding later?
Yes. Once you've made on-time payments for a while, you may qualify to renew or refinance for a larger amount and better terms. We'll reach out when you're eligible.
Is my information secure?
Statements upload over an encrypted connection to our private storage. We only share your file with funders we submit it to, and we never sell your information.
See what your business qualifies for.
Two minutes, free, and it won't affect your credit score.