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Funding for contractors, from payroll to the next job.
Materials, payroll and mobilization costs land long before the draw. We match general and specialty contractors with funders who fund against real job flow.
What owners use it for
- Buy materials up front for a new job
- Cover payroll between progress draws
- Mobilize crews and equipment for a bigger contract
- Bridge retainage you're still waiting on
How much funding do you need?
Up to $2M- Free to apply
- Won't affect your credit score
- About two minutes
Amounts, terms and timing depend on your business and the funder. Not every business qualifies.
How it works
Apply
A few quick questions, about two minutes.
Upload statements
Your last three months of business bank statements (California: four).
Compare offers
From funders that work with construction businesses.
Get funded
Often one to three business days after you sign.
Questions from construction owners
My deposits are lumpy because of draws. Is that a problem?
Not on its own. We look at your months together and explain the pattern to the funder, so a big draw month and a light month don't sink the file.
Can I get funding for a specific job?
Yes. Mention the job and contract value on the application. It helps us pick funders that like construction.
How fast is it?
Once we have a complete application and statements, many files get a decision within 24 to 48 hours, and some are funded within 24 hours. Most fund within one to three business days of signing. Timing depends on the funder and your file, so we never promise a date.
Does applying check my credit?
Reviewing your application with us doesn't run a credit check. Funders review business and personal credit when your file goes to them, and we tell you before that happens.
See what your business qualifies for.
Two minutes, free, and it won't affect your credit score.